International Journal for Research in Engineering Application & Management (IJREAM)

Source ID:00000217
Volume 6, Issue 4,July 2020, Pages 16-23, Page Count - 8

A Study on Savings and Investment Behaviour of Individual Households

R. Ganapathi (1) VARSHA MADHAVAN (2)

(1) Assistant Professor, Directorate of Distance Education, Alagappa University, Karaikudi, Sivaganga, Tamil Nadu, India.
(2) Research Scholar, Alagappa University, Karaikudi, India.

Manuscript ID:- 00000-95983
Access Type : Open Access
Read Full Article

Cite this article:R. Ganapathi,VARSHA MADHAVAN,  A Study On Savings And Investment Behaviour Of Individual Households, International Journal for Research in Engineering Application & Management(IJREAM), 2020, 6(4), PP.16-23

Manuscript Level Metrics (MLM)

Views Downloads Citations Cited References Social Shares
5 3 0 0


Investment is one of the pre – eminent concern of every single individual investors as the small savings of today are to meet the future expenses of tomorrow. Considering the survey over 130 respondents from Bangalore City, this paper attempts to study the saving objectives, identify the investment preferences of individual households over various investment avenues that are available in India. The study was conducted during the COVID 19 lockdown period from April to June as many of the individual investors resulted in unemployment that affected their income, earnings and savings. Fort the study the data was collected using structured questionnaires.

The result showed that there exists a significant relationship between the savings objectives in relation to age, occupation and income of the individual investors. The study also exhibits or attempt to identify the savings habits of individual investor`s based on their occupation level and also to identify the most preferred investment avenues among the household investors during the pandemic season. From the study point, it will help to explore and expand knowledge and identify the best avenue to invest and create savings for the better future in the field of personal finance and pandemic recession
Author Keywords
Investment Households Savings Financial Market Post Office Schemes

ISSN Print: ISSN Online: 2454-9150
Source Type: Journals Document Type: Journal Article
Publication Language: English DOI:
Abbreviated Journal Title: IJREAM Access Type: Open Access
Publisher Name: IJREAM Publishing House Resource Licence: CC BY-NC
Major Subject:Social Sciences and Humanities Subject Area classification: Economics, Econometrics and Finance
Subject area: Finance Source: SCOPEDATABASE